West Jordan Business Liability Insurance
West Jordan business liability insurance is the type of coverage that will get you out of a lot of potential jams in your company. If you have ever considered getting West Jordan business liability insurance for yourself or thought that West Jordan business liability insurance might be the kind of Utah business liability insurance coverage that would be good for you, you should look into why you might want to get West Jordan business liability insurance. There are a lot of situations that might arise where you would need to get West Jordan business liability insurance for yourself and for the company that you are managing or that you own. In case you are not certain about whether or not you should get West Jordan business liability insurance for yourself and for the company that you are running, you should take a look at a potential instance that you might find useful when the time comes for you to decide to get West Jordan liability insurance or not. In doing this, you can determine if this particular kind of insurance is the kind that is going to be the best for your West Jordan company in the long run in terms of West Jordan liability.
West Jordan Situation
You are a doctor who has been practicing in a private clinic for over 10 years now. You have gained a large amount of business over the course of time and are the family doctor to over 30 families in your area and have walk-in business as well that makes up another 20% of the business that you do. On top of that, you have some independent patients that bring in fair stream of West Jordan revenue for you. You only have UT four employees. One is the secretary who is also your daughter, one is your nurse and the other is a lab tech that handles all of the lab work that comes in. The business is modest but you have made a very good living for yourself and are able to provide decent UT salaries to all of the other employees in the company.
However, you have never considered getting any West Jordan malpractice insurance or umbrella policy, which falls under the liability insurance category. You have never thought much about this simply because there is no good reason for you to spend the extra money since you are running a fairly family-oriented business and have a good relationship with all of the Utah patients that you see. You carry on business until one day; someone comes in and says that they have a very bad pain in their neck.
You have never seen them before, but you see several walk-ins per week, so it is not that big of a deal. You examine him and see that the neck has just been rubbed excessively to make it appear as if there is an internal injury to it. You tell him that he simply needs to stop rubbing his neck. You give him a cream and send him on his way. This in itself is not a very strange happenstance.
However, a few days later, you get a visit from his UT attorney who says that you are being sued for malpractice. The man claimed that he went to another doctor who found out that the neck injury was actually a spinal column that was infected, which would require a procedure to fix. However, they present information to you that were not given to you when the patient originally came in. You know that this particular Utah individual is lying to try and make some quick money off of an insurance settlement. Though you do alright for yourself, you cannot afford the liability payments and the legal fees yourself. However, if you had purchased West Jordan business liability insurance for your practice, you would be able to not have to worry about so much of the expense that is going to come along with paying off those debts. Though the lawsuit is illegal, you do not have any way of proving this definitively, which means that you are going to have to pay a large settlement fund to the man simply because he planned the fake injury so well.
Importance to Utah Liability
Now that you understand why West Jordan business liability insurance is such an important kind of coverage, you will be able to see why you should get it for yourself. There is no reason for you to go through your professional life without getting any West Jordan business liability insurance because the cost of the premium that you will have to pay is going to be much less than the potential cost that will come along with the lawsuit if something were to happen that would cause you to be sued in some capacity.
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